MetLife, Inc. (MetLife) is a financial services company. The Company is principally engaged in providing insurance, annuities, employee benefits and asset management services. The Company's segments include U.S.; Asia; Latin America; Europe, the Middle East and Africa (EMEA); and MetLife Holdings. Its U.S. segment is organized into Group Benefits, and Retirement and Income Solutions. The Company's Asia segment offers products, including life insurance; accident and health insurance, and retirement and savings products. Latin America offers products, including life insurance, and retirement and savings products. Life insurance includes universal, variable and term life products. EMEA offers products, including life insurance, accident and health insurance, retirement and savings products, and credit insurance. MetLife has operations in approximately 40 markets globally, including United States, Japan, Latin America, Asia, Europe and the Middle East.